Experience the Vermont Advantage


WELCOME! Thank you for your interest in VSAC’s parent and student loans. We want to help you pay smarter with our competitive rates for the 2017-2018 academic year.



First Time Users: Begin by creating a User ID.

Existing Users: Enter your User ID even if you are applying for a new loan type.

Borrowers: You must start the application.

Cosigners: Your Application Reference ID number is sent via e-mail.

This application times out after 15 minutes of inactivity.

The use of Internet Explorer 8.0 or higher or Chrome is recommended. Alternative browsers are not currently supported. You will need to enable Javascript and Cookies to utilize all functions of this site.