Experience the Vermont Advantage


DON’T DELAY! To take out a loan with our current interest rates, VSAC must receive your complete, credit approved loan application by May 3, 2017.

Our new interest rates will be available in mid-May 2017.

Sign up now for notification when the 2017-2018 Vermont Advantage parent and student loan applications are available



First Time Users: Begin by creating a User ID.

Existing Users: Enter your User ID even if you are applying for a new loan type.

Borrowers: You must start the application.

Cosigners: Your Application Reference ID number is sent via e-mail.

This application times out after 15 minutes of inactivity.

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